PRIVACY POLICY

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At LifeInsurancePlans.com (“we”, “us”, “our”, or “Site”), privacy is a top priority, and we are dedicated to protecting the personal information of our website visitors and customers. This Privacy Policy specifies details on how we handle any personal information you may submit to us within our website quote or contact forms. If you provide any personally identifying information to us, we want you to recognize our efforts to protect that data. We have outlined our collection and use of your information in the following sections of this Privacy Policy.

The Reason We Collect Your Information:

We will collect and use personal information about you and provided by you to respond to your request for products and services offered through the Site. Depending on the product and services you’ve chosen and whether or not we have a matched agent or carrier for you, the insurance companies you are matched with may use this information to begin the process of determining your insurability and to provide the type of insurance quotes you are requesting. Specifically, your information should help us match you with a licensed insurance agent and obtain free life insurance quotes.

Use of Your Information

In addition to what we’ve referenced above, we use information you provide on the Site to gather quotes from the appropriate third-party insurance companies that we consider to be helpful in your search and trustworthy. In turn, they are intended to provide you with insurance information you are seeking. Based on your specific personal profile, both we, and the third parties, may use this information to contact you about additional products and services that may be of interest to you.

Life Insurance Quote Form

Our site features a brief form you complete to shop for rates from various insurance companies. If you provide contact information such as your email or phone number, we view this as your express invitation that you should be contacted about insurance products or services even if you are on state or federal “Do Not Call” lists.

How Insurance Carriers May Use Your Information

We will submit the information we gather from you during the quote process to the insurance carrier or agent you have been matched with. Insurance companies use personally identifiable information to determine your final insurance eligibility and rates. Insurance underwriting criteria may vary for each participating insurance company, and each company may place a different emphasis on information in your application.

Communication with You

We may contact you by telephone to verify information and to assist you with your life insurance quote. We may also contact you by phone, email or by postal mail to verify information, to assist you with your life insurance quote or application, to conduct surveys, to provide you with additional information regarding product or service announcements and to make you aware of special offers or other money-saving opportunities.

Request for a Quote

Your decision to provide personal contact or medical information is strictly voluntary. If you elect to provide personal or contact information through the Site, we may use or disclose the information you provide to other third parties as described above, and those third parties may use the information to send relevant offers which we, or our third parties, believe would be of interest to you.

Use of Cookies

A cookie is a small text file saved on your computer’s hard drive and stored in memory while your (internet) browser is running. Cookies can make it easier for an internet user to search the Web and to complete transactions over the internet. Usage of a cookie is in no way linked to any personally identifiable information while on our site. We may contract with certain partners that utilize ad-serving technology to gauge the effectiveness of advertisements. This will remain on your web page URL when you return to our site. You may elect to disable cookies in your browser or clear your browsing history to better ensure the cookies may be removed. Please refer to your computer or operating system user manual for information on how to disable cookies or also clear your browsing history.

Third-party Advertising and Your Ad Choices

We may use third-party advertising companies on our site. Some of these advertisers may use technology such as cookies that collect information when they advertise on our site. Some of these companies may use this information (which does not include personally identifiable information such as your name or email address) about your visits to the Site and other websites in order to provide advertisements about goods and services of interest to you.

Children’s Privacy

You must be at least 18 years old to use the Site. We do not knowingly collect, use or disclose personal information about visitors under 18 years of age. If you are under 18 years of age, you can use the services offered on our website only in conjunction and/or with the approval of your parents or guardians.

Information Release and Security

Unless you give us permission to do so, or as otherwise required or permitted by law, we do not willfully use or disclose personally identifiable information to third parties for any purpose other than described in this Privacy Policy. In addition, we have security provisions in place to help protect your information. We limit access to personal information to those employees or agents who assist us in providing requested products and services to you and maintain physical, electronic and procedural safeguards that comply with or exceed federal standards to guard personal information about you. However, please be aware that no security system is impenetrable.

Updating or Deleting Your Information

If you have received a communication from us in error, or if you wish to change, update or delete your information, please visit the “Contact” page of our Site to submit your request. Once the request is received and verified, we will quickly remove your contact information from our database. Please note that third-party advertisers which maintain their own mailing lists may send communications that advertise or mention our services. You would need to contact these third parties directly in order to stop receiving their communications.

Links to Third Parties

This Privacy Policy applies to all information you provide on the Site. However, when you visit websites to which our Site links, keep in mind you will be interacting with a third party that operates under its own privacy and security policy. If you choose to obtain certain services through a third-party site, the data collected by the third party is governed by that third-party’s privacy policy. A third-party website should also have its own policy regarding the use of cookies and clear gifs. We encourage you to review the privacy policies of any other service provider from whom you request services.

Your Agreement of this Privacy Policy

By using the Site, you signify your assent to this Privacy Policy. If you do not agree to this policy, please do not use any portion of the Site. When you request insurance quotes or other information through the Site, you are authorizing us to share information with our trusted third parties, who may contact you by phone, email or mail. If you do not want further communication from them, please notify the partner or business directly.

Changes to This Privacy Policy

We reserve the right to make changes to this Privacy Policy at any time. If there are material changes to this Privacy Policy or in how we will use your personal information, we will post notice about such changes on the Site. However, you should check this Privacy Policy each time you use the Site to ensure that you are aware of any changes in our privacy practices. Your continued use of our Site after we have posted any Privacy Policy changes indicates your agreement to the changes, unless you notify us otherwise.